TO:  INTERNATIONAL REAL ESTATE BUYERS

FROM:  MAUREEN HORN, PRUDENTIAL PALMS REALTY

             ISABELLE P. STRIPLIN, WACHOVIA MORTGAGE,FSB

ABOUT:  FINANCING NEWS FOR NON-RESIDENT BUYERS

ADVANTAGES;

• WHY USE ALL YOUR INVESTMENT-SHARE THE RISK OF YOUR INVESTMENT WITH WACHOVIA
• CASH FLOW WITH THE PICK-A-PAY PAYMENT WHILE OWNING YOUR PROPERTY.
• INTEREST ONLY OPTION WHILE MANAGING YOUR PRINCIPAL AT YOUR OWN PACE
• YOU CAN BUY 2 TO 3 TIMES MORE PROPERTIES WITH YOUR INITIAL INVESTMENT
• YOU CURRENCY IS MUCH STRONGER THAN THE US DOLLAR
• THE HOUSING MARKET IN THE US IS AT ITS BEST FOR A BUYER

SIMPLE PROCESS

• 40% DOWN PAYMENT IN A WATCHED MARKET ,   MAUREEN HORN WILL GUIDE YOU TO THESE FAVORABLE LOCATIONS
• 5% ADDITIONAL MAY BE REQUIRED IN CERTAIN AREAS
• SAME RATES OFFERED TO OUR INTERNATIONAL INVESTOR THAN US CITIZENS
• PHOTO ID REQUIRED UPFRONT (COPY OF PASSPORT)
• NO INCOME, NO ASSET, NO CREDIT FOR LOANS UP TO $750,000
• THE BORROWER MUST CHOOSE A LOAN PROGRAM WITH AN EQUITY BUILDER (BI-WEEKLY PAYMENTS)
• BORROWER MUST COMPLETE THE 'INFORMATION SHEET FOR SECOND HOME BORROWERS" AND OPEN A WACHOVIA ACCOUNT FOR AUTO PAYMENT WITHDRAWS.
• BORROWER MUST TRANSFER THE DOWN PAYMENT, CLOSING COSTS AND RESERVES IN THE WACHOVIA ACCOUNT 30 DAYS PRIOR TO CLOSING
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• PROGRAMS ARE AVAILABLE WITH 30% DOWN PAYMENT, WITH A COMPLETE DUE DILIGENCE AND EXAMINATION OF ALL INCOME SOURCE, ASSETS, NET WORK, CREDIT HISTORY

ISABELLE P. STRIPLIN

ISABELLE BRINGS 18 YEARS OF INTERNATIONAL FINANCE EXPERIENCE IN BANKING FROM CANADA, NEW ZEALAND, AUSTRALIA, AND THE UNITED STATES OF AMERICA. HER INTERNATIONAL PROFICIENCY ALLOWS HER TO ASSIST CLIENTS FROM ALL OVER THE WORLD. ISABELLE HAS ACQUIRED A BACHELOR DEGREE IN ACCOUNTING AND A MASTER DEGREE IN BUSINESS BANKING & FINANCIAL PLANNING AT THE UNIVERSITY OF QUEBEC IN MONTREAL, CANADA.SHE SPEAKS FRENCH & ENGLISH FLUENTLY. HER INNOVATIVE TECHNIQUES MADE HER EARN THE TRUST OF THE MOST AFFLUENT CUSTOMERS IN THE BANKING INDUSTRY.

MAUREEN HORN

MAUREEN IS A MEMBER OF THE CHAIRMANS GOLD SOCIETY WHICH PUTS HER IN THE TOP 3% OF THE PRUDENTIAL NETWORK. SHE BRINGS KNOWLEDGE, PROFESSIONAL SERVICE AND EXPERTISE TO EVERY CLIENT.

"I WOULD HIGHLY RECOMMEND MAUREEN HORN OF PRUDENTIAL PALMS REALTY. I HAVE FOUND HER TO BE VERY PROFESSIONAL AND ETHICAL; QUALITIES THAT ARE BECOMING MORE DIFFICULT TO FIND THESE DAYS"  DAVID LEVIN, LAW FIRM, ICARD, MERRILL, CULLIS, TIMM, FUREN   SARASOTA FLORIDA

ISABELLE AND MAUREEN WORKING TOGETHER FOR YOU